Description

Job Description
Job Summary

The Portfolio & Risk Manager will be responsible for overseeing the full lifecycle of the fund's debt and revenue-based financing (RBF) portfolio, combining portfolio monitoring, credit risk management, and enterprise risk oversight within a single function.

Key Responsibilities

Portfolio Monitoring & Portfolio Management

• Develop and maintain the fund'sportfolio monitoring framework covering financial, operational, ESG,impact, and governance indicators across all investee companies.
• Monitor portfolio performance fromdisbursement through repayment, ensuring timely identification of risksand opportunities.
• Track covenant compliance,repayment schedules, arrears, restructurings, and recovery activitiesacross the debt and RBF portfolio.
• Conduct quarterly portfolioreviews, including management meetings, site visits, covenant testing, andperformance assessments.
• Develop portfolio dashboards andmanagement reports for the Investment Committee, Management Team, LPs, andBoard.
• Maintain portfolio company riskratings and performance assessments on an ongoing basis.
• Work closely with portfoliocompanies to improve financial reporting, governance structures,management information systems, and operational controls.
• Partner with the TechnicalAssistance function to design and implement post-investment supportprograms that enhance portfolio performance.
• Coordinate workout, restructuring,and recovery initiatives where portfolio companies experience financialstress.
• Prepare investor reporting packs,impact reports, capital account statements, and portfolio performanceupdates.

Credit Risk Management

• Independently review all proposeddebt and revenue-based financing transactions prior to InvestmentCommittee approval.
• Conduct detailed credit analysisincluding financial statement reviews, cash flow modelling, stresstesting, sensitivity analysis, and debt servicing assessments.
• Develop and maintain internalcredit risk rating methodologies and ensure consistent application acrossthe portfolio.
• Provide independent risk opinionsand recommendations to the Investment Committee.
• Assess transaction structures,collateral arrangements, covenants, and risk mitigation measures.
• Monitor sector, country, borrower,and concentration exposures against approved risk limits.
• Design and oversee portfoliostress-testing exercises to assess resilience under adverse economicscenarios.
• Develop and maintain provisioningmethodologies and Expected Credit Loss (ECL) models in line with IFRS 9requirements.

Enterprise Risk Management

• Lead the development andmaintenance of the firm's enterprise risk management framework.
• Establish and monitor riskappetite statements, concentration limits, sector exposure limits, andcountry risk thresholds.
• Maintain the organization's riskregister covering credit, operational, compliance, liquidity, FX, legal,and reputational risks.
• Conduct periodic risk assessmentsand present risk reports to senior management and the Board.
• Ensure compliance with applicableregulatory, investor, and governance requirements.
• Develop early-warning indicatorsand portfolio surveillance tools to identify emerging risks.
• Support business continuityplanning and operational risk management initiatives.
• Coordinate with legal counsel,auditors, and external advisors on risk-related matters.

Impact Measurement & Reporting

• Monitor impact performanceindicators and ESG metrics across the portfolio.
• Support reporting aligned withrecognized frameworks such as IRIS+, 2X Challenge, IMP, and DGGFrequirements.
• Ensure portfolio companies provideaccurate and timely impact and ESG data.
• Integrate impact andsustainability considerations into portfolio monitoring and riskassessment processes.

Requirements

• Bachelor's degree in Finance,Accounting, Economics, Business Administration, or a related field.
• Professional qualifications suchas CFA, FRM, ACA, ACCA, CIPM, or equivalent are strongly preferred.
• Minimum of 7-10 years of relevantexperience in credit risk management, portfolio monitoring, privatecredit, SME banking, development finance, impact investing, or fundmanagement.
• Demonstrated experience monitoringdebt portfolios and/or revenue-based financing transactions.
• Strong credit underwriting andtransaction risk assessment experience.
• Experience designing or managingenterprise risk management frameworks.
• Working knowledge of IFRS 9,Expected Credit Loss (ECL) methodologies, Basel frameworks, and prudentialrisk management practices.
• Experience producing investor, LP,Board, and regulatory reports.
• Familiarity with impactmeasurement frameworks such as IRIS+, IMP, 2X Challenge, and ESG reportingstandards is advantageous.
• Experience working within a DFI,private credit fund, impact fund, commercial bank, microfinanceinstitution, or SME lender is highly desirable.
• Working knowledge of FrancophoneWest Africa markets is advantageous.
• Proficiency in French is a plus.